Important Disclosures

The following disclosures provide important, page-specific information related to each named section of the portal found below.

Activity Summary:

Key Terms

Beginning Value: The value of the account as of the start of the first day within the selected time period.

Contributions: Reflects cash deposits made, along with transfers of securities into the account from other accounts.

Withdrawals: Reflects cash distributions taken, transfers of securities out of the account to other accounts, and any tax withholding amounts.

Market Change: Represents changes in account value due to market activity. This includes realized gains and losses from securities sold during the selected time period, as well as unrealized gains and losses on securities held throughout the entire time period.

Income: Includes interest received from fixed income securities and dividends received from equity securities.

Ending Value: The value of the account as of the close of the last day of the selected time period.

Allocation:

Asset allocation calculations are based on the previous business day’s closing price. The percentage reflected in the Allocation of Total column on the Allocation card that is attributed to each position is determined based on the aggregate value of all long positions with market values, together with all cash and cash equivalent or cash investment balances.

Asset Class Categories: Cash and Cash Equivalents: cash, certain treasury instruments and money market funds. Defensive Assets: taxable bonds and municipal bonds. Credit Strategies: floating rate bonds, high-yield bonds, distressed/stressed credit and credit hedge funds. Diversified Market Strategies: Treasury Inflation-Protected Securities (TIPS), gold and commodities, foreign bonds, liquid alternatives and multi-strategy hedge funds. Growth Assets: core U.S. equity, small cap U.S. equity, international equity, international small cap equity, emerging markets equity and long/short hedge funds. Private Markets: private equity, venture capital and private real estate investments. Other: securities that cannot be categorized into one of the asset classes listed above, including options, warrants, family limited partnerships, etc.

Performance:

Performance results may vary due to the timing of investments, additions/withdrawals, length of relationship, and size of positions, among other reasons. Past performance is not indicative of, nor does it guarantee, future results. The value of investments may fluctuate. Future returns are not guaranteed, and investors may experience a loss of principal. Performance calculations are based on the prior business day’s closing prices. Reported performance is derived from account values, which in turn rely on security valuations. Performance is calculated using the Time-Weighted Rate of Return (“TWR”) methodology. TWR measures the performance of an account, portfolio, or individual security independent of the timing and magnitude of deposits and withdrawals. The return calculation reflects dividends, interest, accrued income, and fees. Portfolio level performance is presented net of fees and other expenses charged directly to that account by default. You can view gross of fee performance within the Settings option at the top right of the Performance card.

Benchmarks shown are for reference only and should not be construed as a representation or expectation that any portfolio will experience comparable returns, volatility, or other performance outcomes. Benchmark indices are constructed using methodologies and criteria that may differ substantially from those used in managing a portfolio, including differences in holdings, sector allocations, concentration levels, correlation characteristics, return objectives, or tracking error parameters. They do not reflect fees or transaction expenses. Benchmarks are included for comparative context only. Not all benchmarks presented will be relevant to the portfolio, and determining the appropriateness of a particular benchmark depends on the composition and strategy of the assets held in the account. Performance results can vary significantly among benchmarks based on differing investments.

Gain Loss:

Gain/Loss reflects the unrealized appreciation or depreciation that could be realized—and potentially subject to taxation—if a position were liquidated at its current market price. The amount is calculated by subtracting the security’s cost basis from its current market value. This figure does not incorporate all adjustments that may be required to determine taxable gains or losses or to report such amounts on your tax return and should not be relied upon for IRS reporting purposes. In addition, it is not designed to serve as a measure of investment performance, as it may not capture all income earned from the investment.

Transactions:

Transaction details reflect activity posted to your account as of the specified date. Transactions that are pending, not yet settled, or recently initiated may not be included in current balances or position holdings. All transactions remain subject to confirmation, correction, and final settlement. If any inconsistencies arise, the applicable trade confirmations and official account statements will govern.

Projected Income:

Projected income figures represent forward-looking estimates based on current portfolio positions and available data concerning stated dividend rates, interest rates, and distribution schedules. These projections assume no modifications to portfolio holdings, payout rates, or payment timing. Actual income received may vary as a result of changes in market conditions, issuer determinations, fund distribution adjustments, interest rate movements, prepayments, or other variables. Projected income is provided for illustrative purposes only and does not constitute a guarantee of future payments or results.

General

Evercore Wealth Management, LLC (“EWM”) is registered with the Securities and Exchange Commission (the “SEC”) under the Investment Advisers Act of 1940. Registration with the SEC does not imply a certain level of skill or training. The SEC has not reviewed or approved any calculation or presentation of performance results included in these materials. Future results cannot be guaranteed and a loss of principal may occur.

The information on these pages is provided for informational purposes and convenience and may differ from that reported on the account’s custodial statement or a private fund’s periodic report or capital statement due to differences in timing and methodologies. Please carefully review these pages and compare them to the custodial statements for the account(s) before relying on it.

EWM is compensated for the investment advisory services it provides, generally based on a percentage of assets under management. In addition to the investment management fees charged, clients may be responsible for additional expenses, such as brokerage fees, custody fees, and fees and expenses charged by third-party mutual funds, pooled investment vehicles, and third-party managers that may be recommended to clients. A complete description of EWM’s advisory fees is available in Part 2A of EWM’s Form ADV. Any references made to third-party rankings, awards and/or recognitions are not an endorsement by any third party to invest with EWM and are not indicative of future performance or investment success. Generally, but not always, ratings, rankings and awards or recognitions are based on information provided by EWM and EWM does not pay to be considered.

Third-Party Data: These pages contains third-party data and use third-party information, including account and position information that may be sourced from multiple third parties not affiliated with EWM. EWM assumes no responsibility for and makes no representations as to the accuracy or completeness of information, including reported performance, values and balances, relating to accounts or assets held at other financial institutions.

Market Data Sources: Market data used for portfolio valuation and performance reporting is obtained from third‑party institutional data providers and custodian or fund‑company feeds. For informational purposes only, certain security identifiers or ticker symbols may include links to external third‑party websites. Information displayed on these external sites is not used for valuation, performance reporting, or official books and records and may differ from data reflected in the platform.

Private Market Investments: Information included in this report for private investment funds is derived from values reported by the applicable fund as of the last valuation date provided to EWM by the fund plus any subsequent transactions that have posted to the account prior to the selected date chosen. However, all recent activity may not be reflected. Values may differ from previously provided private fund capital statements or future reports based on the receipt of updated information. Private fund information is subject to restatement and does not necessarily reflect realizable values. Investments in private funds are illiquid and cannot be easily and readily sold or exchanged for cash. Private fund investments are suitable only for sophisticated investors, involve high risk and lack liquidity. Investors must be prepared to bear those risks for an indefinite period of time. There is no public market for the interests in private funds and no assurance can be given that the fund’s investment objective will be achieved or that investors will receive a return of their capital. Principal loss is possible. Please contact us if your risk profile or investor status has changed.